Appraisers E&O

Click. Bind. Done! RealQuick Quotes for Appraisers

Individual Appraisers: Get Quote Now

This option is reserved for individual residential and commercial real estate appraisers. Apply using our online “RealQuick” system, pay with a credit card, and have a binder in hand in a matter of minutes!

Appraiser E&O Coverage Highlight Sheet

Have more than one appraiser? We can cover you too!

Appraisal Firms: Apply Here

Our standard program can cover Appraisal Firms with a simple and quick application process and competitive rates. Apply using our online application now!

Standard E&O Program Coverage Highlight Sheet

Limits of Liability (per occurrence / aggregate)

  • $300,000 / $600,000
  • $500,000 / $1,000,000
  • $1,000,000 / $1,000,000
  • $1,000,000 / $2,000,000

Deductible Option

  • $500/$1,000

Coverage Highlights (features differ in WA; program not available in NY, LA, AK)

  • 20% rate decrease in premiums (except WA)
  • A.M. Best Rating: “A” (Excellent)
  • Eligible Professionals: Individual Appraiser *can write appraisal firms in standard program
  • 50% deductible reduction if claim settlement is within1 year from reporting
  • Professional Services Covered: Residential, Commercial, Right of Way Appraisals
  • Security Incident Coverage: $25,000 per incident,$50,000 per policy period
  • Loss of Earning: $500 a day, $7,500 max each claim,$25,000 each policy period
  • Disciplinary Actions Coverage: $2,500 per claim,$25,000 each policy period
  • Subpoena Expense Benefit: $5,000 each subpoena
  • Discrimination Damages and Expense: $100,000 policy period sublimit
  • Appraiser Trainee Endorsement*: $25,000 sublimit, $2,500 deductible, defense only *additional premium
  • Appraisal Management Company Additional Insured Endorsement*: adds AMC as an insured to the extent they are named in a suit against the insured appraiser, only for services performed by said appraiser *additional premium
  • Reputation Protection: $5,000 per policy period
  • FREE extended reporting period in case of disability/death
  • FREE extended reporting period upon retirement (if a Navigators’ policyholder for 5 years)


Underwritten by Navigators Insurance Company or Navigators Specialty Insurance Company; One Penn Plaza, 32nd Fl., New York, New York 10119. The material in this publication does not bind the company in any manner. The coverage is subject to the language of the policy as issued. Programs or products may not be available in all states and policy features may vary by state. Please consult your insurance broker and review the policy for coverage limitations, restrictions, exclusions, terms and conditions. (US0518)