National Real Estate Program RealCare Does Not Charge Broker Fees | No membership Fees | Free Risk Management Hotline
RealCare is committed to continually improving the insurance products and services available to real estate professionals. We are proud to announce that Navigators has added enhancements to its market-leading real estate E&O product to bring greater value to insureds.
Policy Features Navigators now offers even better coverage for the same great price! (Coverage and pricing differs in FL, MA, TX, WA)
AM Best Rating: AXI, Stable Financial Outlook
Deductible Reduction:50% reduction with proof of the following: use of any Home Warranty and Property Inspection and Seller Disclosure and Standard sales contract OR claim settlement within one year from date of reporting – maximum reduction $5000
Fair Housing Discrimination: Up to $500,000 base policy period sublimit. NEW!
Disciplinary Proceedings: $25K per claim/$50K each policy period
Subpoena Assistance: $25,000 each subpoena
Fungi and Bacteria Sublimit: Up to $500,000 included (failure to disclose) NEW!
Reimbursement for Security Incidents: $25,000 per claim/$50,000 per policy period
Reimbursement for Public Relations Crisis: $15,000 per claim/$30,000 policy period. NEW!
Non-Profit Directors’ & Officers’ Liability: $15,000 per claim/$30,000 per policy period
Professional Reputation Protection Expenses: $5000 per policy period
Innocent Insured: Included
Defense In Addition to Limits: AVAILABLE
First Dollar Defense: AVAILABLE
Aggregate Deductible: AVAILABLE
Death or Disability Reporting Period Option:FREE Unlimited Extended Reporting Period
Retirement Reporting Period Option:FREE Unlimited Extended Reporting Period (if continuously with Navigators for 5 years by age 65)
In 2014, RealCare formed an underwriting partnership with Navigators Insurance Company to provide insurance for real estate professionals in all states (except NY, AK, & LA). RealCare’s program is marketed through independent and licensed insurance agents and brokers. Navigators Insurance Company is rated “A” (Excellent) by A.M. Best and was ranked one of the 100 most trusted companies in America in 2014 by Forbes. Read More.
Underwritten by Navigators Insurance Company & Navigators Specialty Insurance Company; One Penn Plaza, 32nd Fl., New York, New York 10119. The material in this publication does not bind the company in any manner. The coverage is subject to the language of the policy as issued. Programs or products may not be available in all states and policy features may vary by state. Please consult your insurance broker and review the policy for coverage limitations, restrictions, exclusions, terms and conditions.